Terms of Services

1. Services Provided

Buziness Minded provides information, educational resources, masterclass workshops, content strategy frameworks, and business capital readiness strategy options designed to help entrepreneurs and business owners explore audience growth and funding readiness.

Our services may include:

• Information about live and on-demand Content & Capital masterclasses.
• Information about audience building and brand visibility frameworks.
• Information about business credit structure and corporate fundability criteria.
• Access to available workshop tickets, starter kits, and strategy sessions.
• Assistance with exploring available capital and funding readiness options.
• Participating lender and capital provider network information.
• Business education inquiries and ongoing support.
• Enrollment-related information and consulting assistance where applicable.

Specific capital products, loan terms, interest rates, credit limits, qualifications, disbursements, eligibility requirements, and effective dates are determined solely by the applicable third-party commercial financial institutions and their governing agreements.

2. Eligibility

To use our website and services, you must be legally capable of entering into binding agreements.

If you submit information through our website or request business-related information, you agree that the information you provide is accurate and complete to the best of your knowledge.

Certain business programs or financing strategies may have additional eligibility requirements established by the applicable third-party capital provider or lender.

3. No Guarantee of Results

While we strive to provide useful and accurate business education and strategy options, we do not guarantee:

• That a particular capital program or credit line will be available for your business.
• That you will qualify for a specific business financing program.
• That a particular loan or funding application will be approved.
• That a specific lender or capital partner will participate at all times.
• Specific revenue amounts, audience growth metrics, or profit margins.
• That funding will be disbursed on a particular date unless confirmed by the applicable lender.
• That a particular business expense or investment will yield a specific outcome.

Capital availability, underwriting criteria, terms, benefits, eligibility, and provider networks are subject to the terms of the applicable financial institution and may change without prior notice.

4. User Responsibilities

By using our website or services, you agree to:

• Provide accurate and truthful information.
• Provide information that belongs to you or that you are authorized to provide.
• Review available masterclass and strategy information carefully before enrolling.
• Review applicable financing terms, limitations, disclosures, and requirements.
• Use our website and services in compliance with applicable laws and regulations.
• Refrain from submitting false, misleading, fraudulent, or unauthorized information.
• Keep any account or contact information you provide accurate and current.

You are responsible for determining whether a particular business or funding strategy meets your individual business needs.

5. Payment & Refund Policy

Masterclass registration fees, ticket tiers, consultation fees, and program tuition are specified during registration or in the applicable program documentation.

Where payment is required, the applicable payment terms will be presented during the checkout or enrollment process.

Refunds, cancellations, event transfers, and payment disputes are subject to the terms and policies presented at the time of purchase or within your masterclass agreement.

6. Privacy & Data Protection

Your privacy is important to us.

Please review our Privacy Policy for information about how we collect, use, disclose, and protect personal information submitted through our website or services.

Where applicable, information provided in connection with capital inquiries or consultation requests may be processed by third-party financial providers, lenders, brokers, technology providers, or other service providers involved in providing the requested services.

We take reasonable steps to protect information under our control, but no electronic transmission or storage system can be guaranteed to be completely secure.

7. Intellectual Property

All content on this website and in our masterclasses—including curriculum, slides, frameworks (such as Attract, Nurture, Convert and the 9-marker fundability checklist), text, graphics, branding, logos, service descriptions, images, and website design—is owned by or licensed to Buziness Minded and Goldie Gasper and is protected by applicable copyright, trademark, and intellectual property laws.

You may access and use website content for personal, non-commercial educational purposes in connection with exploring our services.

You may not reproduce, distribute, record, re-sell, modify, republish, or otherwise use our workshop materials or website content without prior written permission, except where permitted by applicable law.

8. Limitation of Liability

To the extent permitted by applicable law, Buziness Minded shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to:

• Your use of or inability to use our website or masterclass services.
• Reliance on information or educational strategy provided through our platform.
• Changes to capital program availability, interest rates, lender criteria, or eligibility.
• Changes to participating partner networks.
• Decisions made by commercial lenders, financial institutions, brokers, or third parties.
• Website interruptions, technical webinar problems, or errors.
• Unauthorized access to information beyond our reasonable control.
• Any loan application, approval, credit line, or funding determination made by an independent lender.

Information provided through our website is intended to help you explore strategy options and should not be considered a guarantee of funding or legal/tax advice.

9. Third-Party Links

Our website may contain links to third-party websites, financial institutions, service providers, or other external resources. These links are provided for informational or convenience purposes. Buziness Minded is not responsible for the content, availability, privacy practices, security, or policies of third-party websites. Your interactions with third-party websites are governed by the terms and policies of those third parties.

10. Service Termination

We reserve the right to suspend or terminate access to our website, masterclasses, or services at any time if:

• These Terms are violated.
• Fraudulent or unlawful activity is suspected.
• Our services or intellectual property are misused.
• Unauthorized recording or redistribution is detected.
• Required by applicable law or regulation.

Termination or suspension of access does not affect rights or obligations that accrued before termination.

11. Governing Law

These Terms shall be governed and interpreted in accordance with applicable laws without regard to conflict of law principles, except where otherwise required by applicable law.

12. Updates to Terms

We may update these Terms periodically to reflect changes to our website, services, business practices, legal requirements, or regulatory obligations. Updated versions will be posted on this website with a revised Effective Date. Your continued use of the website or services after an updated version becomes effective constitutes your acceptance of the revised Terms.

13. Contact Information

If you have questions, concerns, or requests regarding these Terms of Services, please contact Buziness Minded through our Contact Us page.

14. SMS Program Terms & Compliance

If Buziness Minded operates an SMS messaging program and you voluntarily opt in to receive text messages, the following terms may apply.